Personal Capital


About us

Personal Capital (Pty) Ltd was established in 2010 by Ashree Christian CFP®. The new millennium was characterized by financial institutions and pension funds divesting themselves of legal and financial risk and passing them onto individuals. In this context, Personal Capital (Pty) Ltd guided individuals’ insurance, investment and tax choices.

Our mission is to be a trusted adviser guiding clients to achieve financial well-being by providing clear, unbiased and informed advice.

We form relationships with clients by helping them to clarify their life financial goals, make sensible choices and implement strategies to achieve their goals. 

Our services are provided to clients personally by accountable financial advisers who are duly guided by our House View set by the managing CFP®. We work from our digitally enabled offices in Pinelands, Cape Town advising South African residents, locally and abroad via email, telephone and video. When required, we see our clients face-to-face.

We pride ourselves on clarity of thought and integrity in our actions.

Personal Capital Insurance Brokers - Financial Advisers

In 2016, our sister company – Personal Capital Insurance Brokers (Pty) Ltd was established in response to our clients’ demand for our advice on their short-term insurance. Personal Capital Insurance Brokers represents all major insurers in South Africa.

Both entities have their own indemnity and compliance regime. 

Our team

Ashree Christian CFP

christian CFP®

Chief executive officer

  • BA LLB (UCT)
  • Admitted Attorney of High Court (non-practising)
  • Post Graduate Diploma: Tax Law (UCT)
  • Certified Financial Planner (UOFS)
  • Advanced Post Graduate Diploma: Financial Planning (UFS)
  • Certificate: Wealth Management (GIBS)
  • Certificate: Credit Management (UFS)
  • 27 years of combined experience as a Legal Adviser to Old Mutual, Banker in ABSA’s High Net Worth Division and CEO of Personal Capital (Pty) Ltd & Personal Capital Insurance Brokers (Pty) Ltd
Talitha Burger - Financial Adviser


senior financial PLANNER

  • Risk Adviser
  • FAIS ACT Regulatory Examination 5 Qualification
  • Personal Financial Planning
  • National Certificate in Wealth Management: NQF 5 
Brian - Financial Adviser


Senior Financial PLANNER

  •  Risk Adviser
  • FAIS ACT Regulatory Examination 5 Qualification
  • Personal Financial Planning
  • Short Term Insurance Adviser
  • National Certificate in Wealth Management: NQF 5 
Adrian Ndunyunu - Financial Advisor


Financial PLANNER

  • Short Term Insurance Adviser
  • National Certificate in Short Term Insurance: NQF4 
  • FAIS ACT Regulatory Examination 5 Qualification


Here is what our clients have to say about working with us.

“There comes a time in one’s life that you are unsure about the future and how to protect your family. Since the first phone call with Talitha, it was almost like we have been friends for a long time. Each call made every decision we took so much easier, knowing that our lives and that of our families are looked after. Talitha is always available no matter what time of the day or night it is, she will always be there for you and assist you. We are truly blessed to Talitha right by our side.”
- Theresa Knox and the Knox family
“I am more than happy to recommend Brian Claassen as a good insurance broker, as he has been mine for the last past approx. 7 years. Brian is a proactive financial adviser who is helpful and tactful. He always keeps my best interests at heart and provides me with the best service possible. I would highly recommend him as your insurance broker.”
- Andrea Kriel
“Adrian has been assisting me on my short-term insurance packages I have with Personal Capital Insurance Brokers. He is very professional with a friendly personality. Always keeps me up to date with regular feedback and notifications. What I admire the most about him, is that he shares your joys in terms of new purchases as well as your sadness when you incur damages or losses. He takes my frustrations and turns it into solutions which I am always satisfied with as a customer.”
- Quinton Anthony